Knowing Your Money
Practical tools for everyday financial decisions. Start broad, go as deep as you need.
People usually arrive asking
Tools
Your Money Plan
Where you're headed, and where you stand — from what you've already entered
Distribution Planner
Just got a per-cap? Make a plan in 2 minutes.
Am I owed money I haven't claimed?
Benefits are paid from a filed return — and returns can be filed years late
How do I ask for what I'm owed?
Drafts you can copy or print — tax clinic, NIHB, Jordan's Principle
The Next Eight Weeks
Money in and out on real dates — and the week it gets tight
Budget Snapshot
See your money picture — income, expenses, what's left
Savings Goals
Set goals, track progress, celebrate every deposit
Net Worth Tracker
Assets minus debts — track it monthly
Debt Payoff Planner
See when you'll be debt-free and how to get there faster
Settlement Simulator
See how one decision today shapes the next seven generations
Learn
Prefer a guided order? Financial Foundations walks these in sequence, tools included.
Banking Basics
Opening an account, choosing a bank, understanding fees — and what to know about on-reserve banking.
5 min readBudgeting That Works
Simple approaches to tracking what comes in and what goes out — without spreadsheets or stress.
4 min readSaving and Growing
TFSAs, FHSAs, RRSPs — what each one does, which ones matter most, and how to start small.
6 min readUnderstanding Credit
What credit scores actually mean, how to build credit, and how to repair it if things went sideways.
5 min readDealing with Debt
Strategies for managing debt without shame. What to tackle first, what to negotiate, when to ask for help.
5 min readInvesting 101
What investing actually is, how it works, and why starting small and early matters more than being perfect.
7 min readSeven Generations
Indigenous communities have been thinking about long-term wealth for millennia. Modern finance is just now catching up.
12 min readTaxes and Filing
When and how to file, what deductions exist, and how Section 87 interacts with your tax return.
6 min read