Budget Tool
A clear picture of what comes in and what goes out. No judgment, just numbers.
August 2026
The picture
Monthly income
$0
Monthly expenses
$0
Monthly surplus
$0
See where your money goes
Start by adding what comes in each month — employment, band distributions, benefits, or anything else.
Income
Quick add:
Expenses
What actually happened
Above is the plan. This is the record — what actually landed, on the day it landed. Keeping them apart is the point: the gap between them is the useful part, and the eight-week forecast reads it to correct itself.
All your budget data stays on this device. Nothing is sent anywhere — the download above is written by your own browser.
The thinking behind this tool: Budgeting That Works