At the pharmacy, dentist, or optometrist
NIHB at the counter
Your Status card is your benefits card. Show it — the provider bills NIHB directly.
Bring
- Your Status card
- Your prescription, if you have one
- Your private insurance card too, if you have coverage through work
What to say
Booking
“Do you accept NIHB / First Nations clients?”
At the desk
“I have Non-Insured Health Benefits. Here is my Status card — you can bill NIHB directly.”
If a medication isn’t covered
“Can my doctor request a special authorization for this?”
What's yours by right
- For most services you just present your Status card — no claim forms, no paying up front.
- Major dental work (crowns, root canals, orthodontics) needs a predetermination first — the office submits it for you.
- If you paid out of pocket, keep the receipt — you can claim reimbursement within one year.
- A denial is not always final. You have the right to ask the regional office for a review.
Watch for
If you have workplace insurance, it pays first — NIHB picks up what’s left. Submit there before NIHB.
If a provider says they don’t take NIHB, the information line can give you a list of ones nearby.
Call
This card is a plain-language summary, not advice. The full guide has the detail and the caveats — read it when you have a moment that isn't this one.